Account Receivable Financing

For Your BusinessRestaurantContractsShop

  • Same Day Funding

  • $10,000 to $5 Million

  • 6 Months – 10 Year Terms

Apply Funds Now & Speak With Our Expert

Simple Application

Our simple 15 second online application can get you matched with offers in minutes.

No Minimum FICO

Bad credit? No problem! Most of our top financing options have no minimum FICO.

Larger Amount

Get matched with the best financing options with the highest funding amount.

Same Day Funding

Our Fintech Speed can get you in and out of Underwriting in just a few hours, and same day funding!

What Do You Need To Qualify?

3+ Months in Business

You can qualify for our top financing options with as little as 3+months in business.

$5,000+ Monthly Gross Sales

The minimum revenue to qualify for financing options are $5,000 per month, or $60,000 in annual gross sales.

No Minimum FICO

We have financing options for all credit profiles. There is no minimum FICO score required to apply.

Easy 15-second application to get options in just minutes and funding in hours!

Resources & Frequently Asked Questions

Ever wondered what AR stands for in AR financing? It actually stands for Accounts Receivable Financing. This type of financing allows companies to get a loan based on a portion of their outstanding invoices. Essentially, it turns those invoices into immediate cash flow, which can be crucial for business operations.

Curious about how AR financing could benefit your business? Take just 15 seconds to fill out our online application and explore your options today!

It’s when a company sells or uses their outstanding invoices to get immediate working capital. This can involve selling the invoices to a lender or using them as collateral for a loan. Interested in learning more? Complete our quick 15-second online application today!

Accounts receivable financing uses your outstanding invoices as a form of collateral to help you obtain financing or an advance for your business. But unlike factoring, you do not sell your invoices to a third party. You will continue to remain responsible for collecting on your outstanding invoices while making payments towards your loan.

Gotham Capital Funding has a wide variety of accounts receivable financing options. To learn more, complete our 15-second online application to speak with a business financing advisor.

Very Simple Quick Business Loan Application

After completing this simple application, you’ll be paired with a dedicated Business Financing Advisor who will help you choose the best financing options for your business!