Startup Business Funding

For ManufacturesRestaurantContractsShop

  • Same Day Funding

  • $10,000 to $5 Million

  • 6 Months – 10 Year Terms

Apply Funds Now & Speak With Our Expert

Simple Application

Our simple 15 second online application can get you matched with offers in minutes.

No Minimum FICO

Bad credit? No problem! Most of our top financing options have no minimum FICO.

Larger Amount

Get matched with the best financing options with the highest funding amount.

Same Day Funding

Our Fintech Speed can get you in and out of Underwriting in just a few hours, and same day funding!

What Do You Need To Qualify?

3+ Months in Business

You can qualify for our top financing options with as little as 3+months in business.

$5,000+ Monthly Gross Sales

The minimum revenue to qualify for financing options are $5,000 per month, or $60,000 in annual gross sales.

No Minimum FICO

We have financing options for all credit profiles. There is no minimum FICO score required to apply.

Easy 15-second application to get options in just minutes and funding in hours!

Resources & Frequently Asked Questions

Yes. There are financing options available for businesses, regardless of how long you’ve been in business, your revenue, or credit score. However, your options will be limited if you’ve been in business for less than 6 months or have less than $15,000 in monthly gross revenue. Getting a loan for your startup through a bank is unheard of due to strict lending guidelines that require an established record of business and proof of income. Applying with Gotham Capital Funding provides you access to a dedicated Business Financing Advisor at no-cost to discuss how to get a startup business loan and review other potential business financing options.

Getting the capital you need to fund your business can be essential for most startups. You may be facing inventory, equipment, or other challenges that require an unexpected cost. Gotham Capital Funding is here to provide all business owners with the best financing options available with flexible payment options, terms, and high approval amounts. To learn more complete our 15-second application.

Starting a new business can be challenging, especially when it comes to securing financing if you’ve been in operation for less than six months. Many traditional banks may consider your business a “startup” and might be hesitant to provide loans due to their stringent lending guidelines. However, there are still ways to obtain the necessary funding for your business.

One viable option is to seek help from an alternative financing company. These companies can offer financing solutions regardless of how long you’ve been in business or your current revenue.

Gotham Capital Funding is a leader in this field, specializing in providing startup loans. With a straightforward online application process, you’ll be matched with a Business Financing Advisor. This advisor will guide you through the necessary steps to review your financing options and terms, making it easier for you to secure the funds you need to grow your business.

If you have been in business for less than 6 months, you are considered a startup. Most financing options require a minimum of 6 months in business and at least $15,000 gross revenue per month. However, startups can be exempt of these requirements. The only requirement would be a credit score of at least 650+.

Every financing solution is unique, which is why Gotham Capital Funding provides a no-cost Business Financing Advisor to discuss your financing options and choose what makes the most sense for your business. To learn more, complete our 15-second online application.

Yes, it is possible to get a startup business loan with bad credit, although the options may be limited. With a credit score of 620 or above, there are business loan options available. Notably, there are no requirements for time in business or gross revenue for some of these loans. However, most financing options generally require at least 6 months in business or $15,000 in gross revenue per month. If you meet these standards, you may qualify for better terms and more flexible repayment options, as some lenders might not consider you a startup anymore. It is advisable to inform your Business Financing Advisor at Gotham Capital Funding if you meet these criteria to explore all available options.

To begin, you can either apply at the top of this page or use our quick 15-second online application. Once you submit your application, you’ll be connected with a dedicated Business Financing Advisor who will help you understand your cash-flow challenges and financing needs. Within hours, you’ll start receiving financing options with flexible terms and generous offers.

If your business is less than 6 months old, it’s considered a startup. Traditional banks often have strict requirements regarding your time in business. Therefore, applying with an alternative financing company like Gotham Capital Funding can be your best bet to secure the funding you need quickly.

Yes, the Small Business Administration has financing options for business startups. The SBA offers various startup loan options, such as a Micro Loan, 7(a) or 504/CDC Loans, or you may qualify for one of their investment programs. However, you may find challenges to get approved and the time to get funding may not be sufficient.

To go through a fast and simple process for business financing, complete our 15-second online application. You can then speak with one of our Business Financing Advisors to determine if an SBA Loan will be the best option for you, or if there are other financing options available.

Very Simple Quick Business Loan Application

After completing this simple application, you’ll be paired with a dedicated Business Financing Advisor who will help you choose the best financing options for your business!